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What is an obligations so you’re able to earnings ratio (DTI)?

A loans so you can money proportion (DTI) ‘s the part of their disgusting month-to-month income you to definitely goes to loans payments. (más…)

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The Board’s thorough rules govern, instance, reasonable borrowing from the bank criteria, the latest systems and you will level of money, guarantee needed, repayment dates, initial mortgage costs, task regarding rents, escrow membership and you can attract paid back for the men and women accounts, late charge, upkeep out of finance, and you will loan costs and you may prepayments. Get a hold of 12 CFR §§ 545.six, 545.8 (1982).

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